Matrix takes a holistic view of managing clients wealth. We believe this view is appropriate based upon our observation that most investors compartmentalize the components of their wealth. In doing so most individuals lack an intimate understanding of the performance and risks associated with their assets in aggregate. Matrix ensures that clients understand the risks in their holdings and determines that assets are invested in a manner that is commensurate with their tolerance and capacity for risk.

	Holistic approach to wealth management
	"Win by not losing"
	Focus on absolute returns rather than relative returns
	Active asset allocation
	Alternative investments

The firm manages client wealth from the perspective of an absolute rate of return. We strive to produce positive rates of return, regardless of market direction. Relative returns are useful for evaluating manager performance but not necessarily well suited for achieving long term objectives. The firm espouses a “win-by-not-losing” strategy, willing to trade higher returns and volatility for consistent positive returns and lower volatility. We place a higher value on performance in down markets than up markets.

Matrix achieves these objectives through an asset allocation approach that views asset classes from an expected return viewpoint with emphasis on current market valuations, and to a lesser extent, historical performance data. We are active asset allocators using a multi manager, multi discipline strategy employing best of breed managers within their respective asset classes. We use a variety of investment products depending upon client size, investment strategy and objectives including; separately managed accounts, fund of funds, mutual funds, private partnerships and private placements.

While most of our clients are tax payers, Matrix does not invest to minimize taxes, but rather to maximize after tax returns net of fees.